banking informationif you have an account/ bank information : Friends, in this article today we have brought banking information for you.
If you have a bank account, then you must know these rules.
This is some great and important information which will be very useful in your daily routine.
In this post we are going to discuss about bank related information and problems, you can read our beautiful article.
banking informationif you have an account/ bank information 2024
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best banking informationif you have an account/ bank information
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What are the rights of the nominee in the bank account regarding death.
Usually, when a person holding the account dies, the account gets closed and all the money in
the account can be deposited in the government account. Therefore, in order to
ensure that the person holding the account has a
legal heir to his money, his child, wife or husband is named as the nominee.
So that after the death of the deceased person, all his money can be transferred to
the account of the nominee who is the nominee of the deceased person’s family.
Or the account holder’s money can be withdrawn
through the nominee, that is why the name of the nominee is given in the account.
What happens if the bank account is not used?
Friends, sometimes it generally happens that a person goes out to earn money for 2
years and is not able to withdraw money from his bank account or
make any transactions for 2 years. In such a situation, the bank puts a ban on his account.
So that no one can transact money from his account. Then when he comes, to activate the account
in the form of KYC, he has to submit his Aadhar card and bank passbook
and again a photo and a form which is the account opening form issued by
the bank, all of these have to be filled. and given to the bank person, so that his account can be activated again.
बैंक खाते में नॉमिनी का क्या अधिकार है मौत के बारे में.
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Who is the owner of the bank account after death?
Friends, it is very important for you to know the status of this problem,
that when someone dies or he dies and he has a bank account,
then who is the owner of his bank account after his death.
If the account holder is unmarried and has children, then the property and bank account rights
will go to the nearest relatives, which can include parents or siblings. But according to
the new rule, only the person whose name is mentioned as nominee in the
account holder’s name is allowed to withdraw money from his account as the owner.
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After how many days the bank account gets closed?
Friends, earlier generally its duration was 2 years, if there was no money transaction for 2
years the account used to be closed, but according to the new rule, if within 6 months
temporary and/or permanent activation is not done from someone’s account, then his/her account is closed.
To open the account again, it is necessary for the account holder to be present in
the bank branch with the KYC documents. Money can be withdrawn from the account
only after the KYC is complete. This takes about a week.
Sometimes, if the facility is good, the KYC process can be completed in 2 to 3 days.
What to do and what not to do if you forget your bank ATM PIN.
Many people have a misconception that if they forget their ATM PIN, the ATM
is no longer useful. This could be a completely wrong decision because there is
a solution for this too. If you have forgotten your ATM PIN, go to the
ATM of your branch or any ATM of the bank in which you have your account.
It is necessary to have an ATM of this branch, and then you can generate a new PIN in it,
for that you would need your mobile number, and your account number, there are
some banks which do not require the mobile number,Neither
is the account number required. As soon as you enter the ATM PIN in the ATM and click
on Generate PIN, an OTP comes on your number. After verifying that OTP, your PIN is generated.
Why should the account not be closed while the person is alive?
If a person is alive, then his account should never be closed, because as per bank rules,
if you have an account in any bank, and if you close that account yourself,
then you will have to apply for it, and if you close the account by giving the application.
Then your account will not be opened in any bank. For example, if you have an account
in SBI branch and you close your account, then your account will not be opened in any
SBI branch in India. That is why the account should never be closed while the person is alive.
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What to do and what not to do if you lose your passbook
If your passbook is lost due to any reason, then you need not feel disappointed that
your money is lost. For this you will have to apply to a bank and a
police station in-charge, the police station in-charge will verify it.
banking informationif you have an account/ bank information in english
After doing this, you will have to submit a copy to your bank office,
then the bank employee will get the money of your account through
a duplicate passbook, so if your passbook is lost, then you
should go directly to your bank, from there you will get all kinds of help.
How to find IFSC code of any bank.
If you have an account in any branch and you remember your account number,
and have forgotten the IFSC CODE, then directly search on Google with
the name of your branch, for example what is the IFSC code of Barhi branch.
You have to write it like this, then you will get your IFSC code very easily,
and if you want to download any bank form through which the account is
opened, then you will get the account opening form from the official website of the bank.
Final words
banking informationif you have an account/ bank information : What is banking information? If you have a bank account then you should know these rules:
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